"Disturbance" is a noun that means "the interruption of a settled and peaceful condition," so we need to pick out an answer choice that means something like "an interruption." "Calm," then, cannot be the correct answer, because when used as a noun, "calm" means "the absence of violent or confrontational activity within a place or group," making it an antonym of "disturbance," not a synonym. "Disruption," however, is a noun that means "disturbance or problems that interrupt an event, activity, or process," and because "disruption" is the answer choice closest in meaning to "disturbance," "disruption" is the correct answer.

"Instinct" is a noun that means either "an innate, typically fixed pattern of behavior in animals in response to certain stimuli" or "a natural or intuitive way of acting or thinking." So, we need to pick out an answer choice that means something like "an intuitive way of acting or thinking." "Education" cannot be the correct answer, then, because "education" means "the process of receiving or giving systematic instruction, esp. at a school or university," meaning that the knowledge one receives when one gets an education is not innate or intuitive, like instinct. "Inclination," however, is a noun that means "a person's natural tendency or urge to act or feel in a particular way; a disposition or propensity," and because "inclination" is the answer choice closest in meaning to "instinct," "inclination" is the correct answer.

"Competence" is a noun that means "the ability to do something successfully or efficiently," so we need to pick out a noun that means something like "the ability to do something successfully." While "competitor" and "competence" may each start with the syllable "com-", "competitor" is a noun that means either "an organization or country that is engaged in commercial or economic competition with others" or "a person who takes part in an athletic contest." So, "competitor" does not mean the same thing as "competence," so "competitor" cannot be the correct answer. "Capability," however, is a noun that means "power or ability," and because "capability" is the answer choice closest in meaning to "competence," "capability" is the correct answer.

Conviction is often used to mean a strong belief, and is a noun; therefore "faith," a noun also referring to holding a firm belief in something, is the correct answer.

"Apathy" is a noun that means "lack of interest, enthusiasm, or concern," so we need to pick out a noun that means something like "lack of interest." "Concern," then, cannot be the correct answer, because "concern" means "anxiety; worry," or "a matter of interest or importance to someone," making it an antonym, not a synonym, of "apathy." (Plus, "apathy" specifically means "lack of . . . concern," so it cannot mean the same thing as "concern.") "Indifference," however, is a noun that means "lack of interest, concern, or sympathy" or "unimportance," and because "indifference" is the answer choice closest in meaning to "apathy," "indifference is the correct answer.

"Opportunity" means chance.

Another word for "philanthropy" is "charity." Both words mean generosity in donating things or money to people who need them. "Charity" is the best choice because it is a synonym of "philanthropy."

The correct answer is "distress," which means anguish or suffering. "Misery" is a negative feeling, and "calmness," "joy," and "pleasure" are all emotions with positive connotations.

When someone has remorse, they have regret for a wrongdoing. 

The correct answer is "plan." A "strategy" is a plan of action. The other words do not mean anything like "plan."