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Mimi
Certified Actuarial Science Tutor
Mimi
MS Harvard University • BA Dartmouth College
6+ Years Tutoring

I am an interdisciplinary educator with an Ed.M. from the Harvard Graduate School of Education and a B.A. from Dartmouth College. My background is primarily in integrated arts learning and museum education and I specialize in visual arts, history and art history, and object-based learning. In all subjects, I take a creative, inquiry-based and learner-centered approach, designing opportunities for each unique individual to meet their learning goals.

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Aaron
Certified Actuarial Science Tutor
Aaron
BA The University of Texas at Dallas • Current Grad Student, Mechanical Engineering Duke University
10+ Years Tutoring

I'm not tutoring or buried in my textbooks, you will either find me rock climbing at the Triangle Rock Club, playing Ultimate Frisbee, working on my car, or enjoying the great outdoors (beaches, mountains, forests--you name it, I love it). On rainy weekends I enjoy tinkering with computers and old electronics, playing Pokemon, or picking at my guitar.

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Certified Actuarial Science Tutor
Nina
MS Columbia University • BA Northwestern University
10+ Years Tutoring

I am a recent graduate from a masters program in biostatistics at Columbia University. I received my Bachelor of Arts in biological sciences, with a focus in neurobiology at Northwestern University. In August, I will be starting a doctoral program in biostatistics at NYU. I was a teaching assistant at Columbia University in my department and also have tutored graduate students and undergraduates privately as well. My primary areas of tutoring are math and statistics coursework in addition to math sections on standardized tests such as the GRE and GMAT. I am very passionate about helping students feel more confident and excited about math. In my spare time, I enjoy running, playing piano, and spending time with friends and family.

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Certified Actuarial Science Tutor
Reid
PhD Harvard University • BA Wesleyan University
1+ Years Tutoring

I am a graduate of Wesleyan University, where I received my Bachelor of Arts in Sociology with High Honors. With eight years of experience working in education, I've tutored students in math, science, history, and English, as well as helped students prepare for standardized tests. I've guided adults towards passing the US Citizenship Exam and taught English in India, where I lived for six months. Whenever I work with a student I personalize the lessons to fit their particular learning style, since I know every student is unique and having the right fit can make all the difference in making learning fun and effective. My strengths are tutoring the social sciences and humanities, as well as making math and standardized tests approachable to students that normally don't like those subjects. In my spare time I like traveling, spending time in the outdoors (climbing & backpacking), meditation, and playing soccer. Next fall I will be beginning my PhD in Education at Harvard University.

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Certified Actuarial Science Tutor
Christopher
BA Harvard College
1+ Years Tutoring

I am a rising sophomore at Harvard College and am about to declare as a Mechanical Engineering concentrator, working towards a Bachelor of Science degree. I've always enjoyed sharing my knowledge with my peers and those around me and have done so in both formal and informal settings. I've been a tutor for both Math and Spanish programs in high school and enjoyed the strides I made with students. I am willing to tutor any subject I have a background in, but am strong in mathematics, the sciences, Spanish, history, writing, and ACT prep. I enjoy teaching mathematics most due to the joy I can see in children once they master a topic and can answer even pointed questions meant to stump them, and maybe even put their knowledge to real world use. As a tutor, I like to give a strong foundation to orient my student, and then gradually grant them more freedom and independence until they can feel themselves grasp the concept, pointing out pitfalls or common errors along the way; teachers who used these methods on me always left the most lasting impressions. Outside of my studies, I really enjoy listening to music, both old favorites and new interests, reading classics, and gaming/playing basketball with my friends.

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Certified Actuarial Science Tutor
Solange
BA Harvard University
8+ Years Tutoring

I'm Solange - a recent graduate from Harvard where I studied Sociology & Women's Studies. I've been tutoring for eight years now, and have worked with a wide range of ages and in a wide range of subjects. Some of my specialties are college prep/test taking II worked in the admissions office on campus); social sciences; and literature/writing.

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Certified Actuarial Science Tutor
Liz
MS Simmons College • BA Washington University in St. Louis
1+ Years Tutoring

I am a graduate of Washington University in St Louis, where I received my Bachelor of Arts in History with minors in Humanities and Anthropology. Since graduation, I have worked as a tutor, teacher, and director of tutors at a charter public middle school in Boston. During this time I also received my Masters in Mild to Moderate Disabilities from Simmons College. I have worked extensively with students with a range of abilities, including students with specific learning disabilities, emotional impairments, dyslexia, and ADHD. My teaching experience has given me a deep understanding of the knowledge and habits essential to academic success and has given me the opportunity to hone a variety of strategies that ensure students at each level can achieve their academic goals. While I tutor a broad range of subjects, my favorite ones are Reading, Elementary/Middle School Math, History, and Test Prep. In my experience, tutoring is the most rewarding when a student has that "aha!" moment and achieves a new level of understanding and confidence in his/her abilities. I am a firm believer in the transformative power of education, and I see my role to be that of a facilitator and coach who is there to help the student reach his/her goals through individualized support and rigorous practice. In my free time, I enjoy reading, running, practicing my Spanish, and discovering new music. I am also an avid traveler and just got back from a 3 month trip to South America. I look forward to the opportunity to work with you!

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Certified Actuarial Science Tutor
Michelle
MD Baylor College of Medicine • BA Rice University
1+ Years Tutoring

I am proud to be a part of Varsity Tutors! I am originally from San Antonio, TX; I completed my undergraduate education at Rice University in Houston where I received a bachelor's degree in Biochemistry and Cell Biology. Currently, I am in my second year of medical school at Baylor College of Medicine.

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Certified Actuarial Science Tutor
Charles
BA Yale University
1+ Years Tutoring

I am a junior Mechanical Engineering major at Yale, and I hope to become a Naval Aviator after college. I am also a varsity sailor, and enjoy playing music with friends when I can get some free time. I have been tutoring my fellow students throughout my entire academic career, and I would best describe my tutoring style as one that adapts to each students' needs. For example, I have always tried to frame questions in a different way so that the student can better understand the question. Some students need visual representations of numbers and systems to understand them, and others benefit more by understanding the concepts behind each formula. I prefer to tutor in math and physics, and especially with real world application problems. I hope to help students improve their standardized test scores and their understanding of the math and sciences so that they can achieve their academic goals!

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Certified Actuarial Science Tutor
Justin
BA Washington University in St. Louis • Doctor of Philosophy, Computational Mathematics University of Chicago
9+ Years Tutoring

I am an aspiring applied mathematician, with particular interest in image processing and climate science. I graduated in May 2017 from Washington University in St. Louis with a bachelor's in physics and mathematics, and am beginning a PhD program in September 2017 at the University of Chicago in Computational and Applied Mathematics. I've tutored introductory physics students for three years and enjoyed it thoroughly, as a chance to help other students while revisiting fundamental concepts to enhance my own knowledge. I'm eager to continue reaching out and helping students of math and physics to succeed and, furthermore, to appreciate the beauty and power of these subjects.

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Certified Actuarial Science Tutor
James
BA Harvard University
1+ Years Tutoring

I am currently a senior at Harvard College where I study chemistry, and I'll be attending Columbia Medical School next year. I have years of experience tutoring college students in math (mostly calculus) and chemistry including both general and organic chemistry. In addition, I am very familiar with all sections of the SAT and ACT having prepared several high school students for these tests. I believe that every student is capable of boosting his or her baseline score on these tests, so long as he or she works hard to get to know the format of the tests and the most popular types of questions. I tutor because I love seeing students develop a genuine passion for the subjects they once disliked (such as math and science), once they understand the power of these subjects and their applications to the real world.

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Certified Actuarial Science Tutor
Elena
MS University of Edinburgh • BA Mcgill University
1+ Years Tutoring

I am a graduate of McGill University (BA First Class Honors) and the University of Edinburgh (MSc First Class Honors with Distinction) with over eight years of tutoring experience. I am currently a curriculum developer for a company which creates relatable and culturally-literate courses for middle and high-schools, and am particularly adept at communicating and explaining concepts in a quirky, engaging, and intelligent manner. I was named Scotland International Young Thinker of the Year 2014 for exactly that sort of work. Much of my tutoring background is in test-prep and essay coaching, which I enjoy because it allows the tutor and student to think strategically together, and work as a team to achieve concrete results. I have worked with students ranging in age from 6-32, and believe that, in an educational context, a few jokes never hurt anybody. I love reading and learning, and my educational approach is centered around making the material just as engaging to students as it is to me. I think J.K. Rowlings, the writer of Harry Potter, is just as brilliant as Stephen Hawking, and in my free time, I manage my (terrible) fantasy baseball team, write songs for my comedy band, and crack jokes about terrible science-fiction movies with my friends.

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Testimonials

Because the right Actuarial Science tutor makes all the difference.

4.9

Average Session Rating – Based on 3.4M Learner Ratings

Worked with an Actuarial Science Tutor

Your customer interface is A+, being your agents or your site, The tutor you found for me is perfect, no formulas or canned lectures but easy flowing lecture addressing my needs. Congratulations for a job well done.

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Julio Aranovich
Worked with an Actuarial Science Tutor

Heejin has been very patient with me. I work a full time job sometimes even on the weekends. It has been a slow process with my Korean classes, but Heejin has been wonderful and patient.

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Angela Hussein
Worked with an Actuarial Science Tutor

My son has had many quality tutors through this convenient service, and he can hop on at any time of day to get support for a homework assignment or test. It's very convenient and effective.

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Tara R
Worked with an Actuarial Science Tutor

I've been working with my tutor for a few months now and the progress has been remarkable. The personalized attention and tailored lessons made all the difference compared to in-classroom learning.

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Michael Chen
Worked with an Actuarial Science Tutor

The flexibility of scheduling combined with the quality of instruction is unmatched. I can get help exactly when I need it, whether that's late at night or early in the morning before a test.

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Priya Patel
Worked with an Actuarial Science Tutor

My daughter went from dreading her sessions to looking forward to them. The tutor made the material engaging and built her confidence in ways I never thought possible. Highly recommend.

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Rebecca Williams

Frequently Asked Questions

Students typically find probability theory and its application to life contingencies most challenging, especially when transitioning from pure mathematics to modeling real-world mortality and survival curves. Financial mathematics—particularly the time value of money, present value calculations, and annuity formulas—often trips up students who haven't built strong intuition around compound interest and discount rates. Additionally, many students struggle with connecting actuarial notation (like the "x" subscripts and commutation functions) to the underlying financial concepts they represent, leading to formula memorization without true understanding.

Tutors experienced in actuarial science help students move beyond memorizing formulas to developing the problem-solving intuition required for timed exams. They break down complex scenarios—like calculating present values of contingent cash flows or analyzing bond pricing—into manageable steps and teach students to recognize which formulas and techniques apply to different problem types. This targeted approach helps students avoid common mistakes like misidentifying the discount rate or confusing ordinary annuities with annuities due, which are frequent exam pitfalls.

Probability is the foundation of all actuarial work because actuaries quantify risk—whether modeling insurance claims, pension liabilities, or investment returns. Students need to understand not just probability calculations, but how to apply conditional probability, Bayes' theorem, and distributions to real scenarios like estimating claim frequencies or survival probabilities. Many students learn probability in isolation from its actuarial applications, so tutors help bridge that gap by showing how probability concepts directly translate to life tables, mortality modeling, and risk assessment.

Strong intuition comes from understanding the "why" behind formulas rather than just plugging numbers in. For example, recognizing that a present value is simply a weighted average of future cash flows, discounted to reflect the time value of money, helps students understand why higher interest rates decrease present values. Working through real scenarios—like calculating the cost of a deferred annuity or comparing lump-sum versus periodic payments—builds this intuition. Tutors help students visualize cash flow timelines and connect abstract formulas to concrete financial decisions.

Actuarial notation can feel overwhelming because it's dense and unfamiliar, but it's really a shorthand for common calculations. Rather than memorizing what each symbol means, students benefit from learning the logic behind notation—for instance, understanding that D_x (a commutation function) is simply a convenient way to simplify repeated present value calculations across age groups. Tutors help students build a notation "decoder" by working through multiple examples and showing how commutation functions eliminate redundant calculations, making complex life contingency problems manageable.

Understanding the real-world context makes abstract concepts stick. For example, learning that insurance premiums are calculated using present value of expected claims helps students understand why mortality assumptions matter so much—a small change in assumed death rates dramatically affects the premium. Similarly, recognizing that pension liabilities are essentially annuities owed to retirees clarifies why interest rate changes impact pension funding. Tutors bridge classroom theory and practice by discussing how actuaries use these concepts to price products, manage risk, and ensure financial solvency.

Beyond calculus and linear algebra, actuarial students need strong skills in probability, statistics, and financial analysis. Comfort with spreadsheet modeling—building amortization schedules, projecting cash flows, and running sensitivity analyses—is increasingly important in practice. Students also benefit from developing logical problem-solving skills: the ability to break complex, multi-step scenarios into manageable pieces and identify which tools apply. Tutors help strengthen these quantitative foundations and teach students to verify their answers by checking whether results make intuitive sense.

Most programs start with probability and financial mathematics (the foundation for Exams P and FM), then progress to life contingencies and actuarial mathematics, which apply probability to mortality and insurance. Students typically need the most support in the transition courses—where they move from pure mathematics to applied actuarial modeling—because the conceptual jump is significant. Advanced courses in pension mathematics, investments, and risk management build on these foundations, so gaps in earlier material compound quickly. Tutors help identify and fill foundational gaps before they create problems in upper-level courses.

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