The Star Pupil by Michelle

The Star Pupil by Michelle - August 2018 Scholarship Essay

I swivel one last time on my office chair waiting for my clock to queue an installment of everyone’s favorite podcast. A podcast for the star to misguided pupils alike.
Today’s topic: “MONEY! Like other important topics, the everyday college student knows what the list carries; hustle your way through a work-study, catch your break on an amazing scholarship, or dread the ever crushing student loans. Student finances have remained a rather lackluster topic, ready to be revamped with new ideas that are just not here yet. I think it is time for a change, right?!
Today’s main focus we will shed some light on the correlation between student loans and whether a former student should be able to file bankruptcy.
As a matter of fact, it is nearly impossible for people to file bankruptcy for student loans in any of America’s six types of bankruptcy codes. Some of the easiest to file bankruptcy cases include but are not strictly limited to corporations, wage earners, and mortgages. So, what happens after you finish your education and how does one pay for what is possibly someone’s biggest lifetime investment? And why is this?
Many allude to eliminating the possibility of abusing the system. If you get rid of the ability to file bankruptcy on student loans than you rid the idea your own people corrupting the system. As we see the rise of tuition we also cannot help but notice the rise in student loan burden. Graduates taking longer to pay back loans than it took to receive their diploma. A system that has won the battle...But at what cost? How do we ensure that we make financially sound decisions that are both rational and sensible without the fear of falling behind?
In the meantime, the only level-headed advice would be to keep applying for grants and scholarships; local and national. Sending in your FAFSA sooner than later will do you more good and do no harm whatsoever. And the list everyone has heard of goes on. I urge this conversation forward, should things stay as they are?
Should the government change the way students fund their way through college, university, and/or graduate school? Or do you think this system allows students to be wearier and money savvy when it comes to their finances?... This is Michelle from your favorite podcast, signing off and reminding you to take care.”