Award-Winning Exam STAM - Short-Term Actuarial Mathematics
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5+ years
Arthur
I am available to tutor in a broad range of subjects, though I am most passionate about Economics, History, and Civics. Please feel free to contact me and I would be happy to arrange a session.
Middlebury College
Bachelor in Arts, Economics

Certified Tutor
6+ years
Rhea
I am a current student at the University of Chicago. I am working towards a Bachelor of Science in Biological Sciences, and I am on the pre-medical track. I am extremely passionate about tutoring, and I have several years of experience tutoring students in my high school's learning center in various...
University of Chicago
Bachelor of Science, Biology, General

Certified Tutor
5+ years
Benjamin
I am a 2023 graduate of the University of Notre Dame with a Finance/Economics major and a minor in Innovation and Entrepreneurship. I am a passionate student in the math and business realms, as I enjoy the intuitiveness of the former and the real-world potential of the latter. During classes in midd...
University of Notre Dame
Bachelor of Science in Finance and Economics (minor: Innovation and Entrepreneurship)

Certified Tutor
8+ years
Emily
I am currently a fourth year medical student in Indianapolis. I completed my undergraduate education at Indiana University Bloomington, where I majored in Biology and Spanish. I also completed two minors in Mathematics and Chemistry. While at IU, I worked for the Department of Mathematics and Depart...
Indiana University-Bloomington
Bachelor of Science, Biology, General
Indiana University-Purdue University-Indianapolis
Doctor of Medicine, Community Health and Preventive Medicine

Certified Tutor
16+ years
John
I'm a huge Red Sox fan and love watching detective shows when I have free time.
University of St Thomas
Bachelor of Fine Arts, English/Drama
American Academy of Dramatic Arts
Associates, Acting

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Max
I am in the process now of applying for PhD programs in Computational Biology. I have done research in the field of freshwater ecology and am anticipating the publication of a paper I co-authored in the next several months.
Ball State University
Bachelors, Biology, General

Certified Tutor
6+ years
Rahul
I am a recent graduate of Cornell University, where I received a B.S. in Chemical Engineering and graduated Magna Cum Laude. Over the past several years, I have worked with students from diverse backgrounds and experiences tutoring thermodynamics (my personal favorite), chemistry, and math. I have a...
Cornell University
B.S. in Chemical Engineering

Certified Tutor
5+ years
Ishan
I am a current sophomore at Rensselaer Polytechnic Institute, where I am majoring in Biology as part of the 7 Year Accelerated Medical Program. I am also minoring in Healthcare Economics and Policy. My favorite subjects in school are Chemistry, Biology, and Math, but I also enjoy the process of writ...
Rensselaer Polytechnic Institute
Bachelor of Science, Biology, General
Albany Medical College
Doctor of Medicine, Premedicine

Certified Tutor
9+ years
Vansh
I am currently pursuing a Bachelors of Science in Aerospace Engineering at the Georgia Institute of Technology. I am also a graduate of the high school International Baccalaureate Program. I have informal experience tutoring high school physics, but am most passionate about tutoring students for the...
Georgia Institute of Technology-Main Campus
Bachelor of Science, Aerospace Engineering

Certified Tutor
6+ years
Ilesh
I am a recent grad from Georgia Tech, majoring in Industrial and Systems Engineering (an intersection of math, computer science, and business) and minoring in Business and Technology. I am originally from Columbus, OH, but chose to come down to Atlanta after getting a full-ride scholarship from Geor...
Georgia Institute of Technology-Main Campus
Bachelor of Science, Industrial Engineering
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Sugi
Pre-Algebra Tutor • +54 Subjects
I am currently a 4th year medical student at Baylor College of Medicine and previously graduated from Rice University, Summa Cum Laude with a Bachelor's degree in Cognitive Science and Biochemistry & Cell Biology. I have served on admissions interview committees for Rice and Baylor College of Medicine, have mentored and edited essays for numerous college and graduate school applicants, and served as a private tutor and classroom instructor for Advanced Biology and Chemistry courses for 3+ years.
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I am an incoming college sophomoore studying Aerospace Engineering at the Georgia Institute of Technology. I was one of the top scholars at Carmel High School in Indiana and have various experiences teaching and tutoring through leading the Carmel High School Science Olympiad team to Nationals for two years in a row. Many of my friends consistently come to me for help with various subjects because of my willingness to help and teach in a way that makes sense to everyone. My specialities are physics, chemistry, math, and economics but I am comfortable tutoring any STEM subject, the SAT, and the ACT. Some of my accomplishments include a perfect 36 ACT score, 800 on the Physics, Math Level 2, and Chemistry SAT subject tests, and a 5 on all the physics, Calculus BC, Chemistry, Macroeconomics, Computer Science, etc. AP exams. When teaching, I focus on making sure that not only do students understand different concepts, but also that students understand why and practical applications of the different concepts. As a recent high school graduate, I have a deep understanding of how high-schoolers think, what is covered in various courses now, and can connect with my students a lot more. Additionally, as an undergraduate teaching assistant at the College of Computing at Georgia Tech, I taught weekly recitation sections of 30 students and held weekly office hours. Therefore, I have lots of experience teaching and working with students.
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I'm Anna! I'm currently a student in the MD/MBA program between Northwestern University's Feinberg School of Medicine and the Kellogg School of Management, and graduated from Northwestern University as part of the Honors Program in Medical Education. I attended the Bergen County Academies in New Jersey, a selective, application-based magnet school, for high school.
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I am an Undergraduate Student at Vanderbilt University. With years of tutoring experience and a solid academic foundation, I am fully equipped to teach in various subjects at many different levels.
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AP Statistics Tutor • +66 Subjects
I am not teaching or grading papers, I can usually be found playing some brass instrument or another, umpiring baseball, trying out a new recipe in the kitchen, or spending far too much time on Netflix.
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I'm a first-year medical student and recent graduate from Duke University, where I studied Global Health Determinants, Behaviors, and Interventions. From running a piano program at a nonprofit children's theatre to private tutoring in math, science, and standardized test prep, I enjoy helping my students become confident and self-sufficient learners! Hobbies: photography, travel, reading, music, writing, running, art, books, traveling
Lindsay
AP Calculus BC Tutor • +53 Subjects
I am a recent graduate of the University of Arizona, with a BS in Biology and minors in Mathematics and Biochemistry. I am currently working on computer coding and enjoy tutoring students, specializing in test preparation for the ACT, SAT, and GRE.
Jaya
Pre-Algebra Tutor • +53 Subjects
I am currently a senior at the University of Minnesota, Twin Cities, and I am double majoring in Genetics, Cell Biology, and Development and French. I am pre-med, so I do hope to go to medical school next year and am currently in the process of applying. I graduated from Hinsdale Central High School in 2012, and there I was a member of the National Honors Society which was my first experience with tutoring. I am currently a volunteer at the University of Minnesota Masonic Children's Hospital, and I help patients and siblings with homework and reading there, as well. Hobbies: swimming, writing, art, books, music, baking, reading, cooking
Jacob
Pre-Algebra Tutor • +28 Subjects
I am beginning a Master of Fine Arts program in Theatre for Youth and Communities at Arizona State University in Fall 2020. I tutor a variety of subjects, but some of my favorites are Spanish, algebra, writing, and test prep. Watching students grow as learners and as people motivates me to continue my work as a tutor.
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Frequently Asked Questions
Students most commonly struggle with frequency and severity modeling, particularly when transitioning from theoretical distributions to practical applications with real data. Aggregate loss models and the collective risk model also present challenges because they require synthesizing multiple concepts—understanding both the individual components and how they interact. Additionally, many students find credibility theory conceptually difficult since it bridges classical statistics with actuarial judgment, requiring a shift from purely mathematical thinking to applied problem-solving.
A tutor can teach you to break down complex Exam STAM problems into manageable steps—identifying what distribution or model applies, recognizing when to use approximations versus exact calculations, and determining which formulas are most efficient. They can also help you recognize problem patterns across different topics, so when you see a question about claim amounts or loss distributions, you immediately know which toolkit to reach for. Working through problems together allows you to practice articulating your reasoning, which catches gaps in understanding before the exam.
Exam STAM requires clear documentation of your approach because partial credit depends on demonstrating correct methodology, even if a final answer is incorrect. A tutor can help you develop the habit of explicitly stating which model or formula you're using, showing substitutions clearly, and explaining your logic for parameter estimation or approximation choices. This practice also helps you catch your own errors during problem-solving rather than discovering them only after submitting an exam.
Rather than treating frequency, severity, and aggregate loss as separate formula sets, a tutor helps you see how they're connected—how severity distribution choice affects the aggregate loss model, or why certain frequency distributions pair naturally with specific claim patterns. By working through derivations and exploring how parameters influence model behavior, you build intuition for why formulas work, making it easier to apply them correctly in unfamiliar scenarios. This deeper understanding is essential for Exam STAM because questions often test whether you can adapt your knowledge rather than simply plug numbers into memorized equations.
Different Exam STAM study materials (SOA's official resources, Mahler's guides, Chapelle's notes) sometimes emphasize different derivations or notational conventions, which can be confusing when switching between sources. A tutor familiar with multiple approaches can help you understand the core concepts that remain constant across all materials, translate between different notations, and identify which resource works best for your learning style. This prevents you from getting stuck on surface-level differences and helps you build a unified understanding of the material.
A tutor can teach you to recognize which problems require exact calculations versus reasonable approximations, helping you manage the tight time constraints without sacrificing accuracy. They can also help you develop strategies for eliminating implausible answer choices based on parameter ranges and model properties, and practice identifying when a shortcut calculation is safe versus when you need the full approach. Mock exams and timed problem sets under a tutor's guidance reveal where you're spending too much time and help you calibrate your effort appropriately.
Exam STAM problems often combine multiple topics in ways that can feel overwhelming if you haven't practiced recognizing these patterns. A tutor helps you systematically work through diverse problem types, pointing out the underlying structure so that seemingly novel questions feel like variations on familiar themes. As you successfully solve problems you initially thought were impossible, you develop confidence in your ability to deconstruct complex questions and apply your knowledge flexibly—which directly translates to better performance on exam day.
An effective Exam STAM tutor should have passed the exam themselves and ideally hold an actuarial credential (ASA or FSA), which demonstrates deep mastery of the material and how it connects to broader actuarial practice. They should be able to explain not just how to solve problems, but why certain approaches work and how different topics relate to each other. Experience teaching Exam STAM specifically—rather than general statistics or calculus—is valuable because they understand the exam's unique emphasis on applied modeling and can anticipate where students typically get stuck.
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