Award-Winning Exam FM - Financial Mathematics
Tutors
Who needs tutoring?
FEATURED BY
TUTORS FROM
- YaleUniversity
- PrincetonUniversity
- StanfordUniversity
- CornellUniversity
Award-Winning Exam FM - Financial Mathematics Tutors

Certified Tutor
7+ years
Kevin
I am interested in working for Varsity Tutors because I enjoy helping others learn new concepts and progress in whatever they are struggling with. I have significant experience tutoring with a variety of age levels and would be delighted to have an opportunity to work with students through this oppo...
Stanford University
Bachelor of Science

Certified Tutor
9+ years
Noah
I am Noah and I'm an actuarial science major at Illinois State University. I'm pretty good at math and science. I also have experience teaching English abroad.
Illinois State University
Current Undergrad Student, Actuarial Science

Certified Tutor
6+ years
Josh
University of Wisconsin Madison
Bachelor in Business Administration, Actuarial Science

Certified Tutor
Tino
I recently graduated from the University of Pittsburgh with a BA in philosophy, with special honors from the department. Within philosophy, my interests are in logic, the philosophy of math, the philosophy of language, and ethics - each broadly construed. Outside of philosophy, I have interests in w...
University of Pittsburgh-Pittsburgh Campus
Bachelors, Honors Philosophy (Intensive Option)

Certified Tutor
Christabel
I graduated with honors from Wheaton College (IL) with a B.A. in English, Writing and a Certificate in Early Church History. While studying, I worked as a Writing Consultant where I empowered undergraduate and graduate students to write clearly and persuasively and to read their own work with a crit...
Wheaton College (Illinois)
Bachelor in Arts, English, Writing

Certified Tutor
4+ years
I have had previous tutoring experience in elementary and high school math, design and English classes. I have worked with various students on their comprehension skills, along with their abilities at problem solving.I graduated in 2012 from Pennsylvania State University with a major in Architecture...
Pennsylvania State University-Main Campus
Bachelors, Architecture

Certified Tutor
10+ years
Dylan
Do you ever go into class thinking, "Okay, I am 100% focused and I will completely understand everything my teacher says", and leave thinking "What just happened?!?"... It's not uncommon. Often times you might just be one concept behind and are always trying to play mental catch-up during lecture. O...
University of North Florida
Current Undergrad, Mechanical Engineering

Certified Tutor
9+ years
Stephen
In the fall of 2007, I fulfilled a dream by attending the University of Notre Dame. There I majored in Classics and Pre-Professional Studies. Following my college career, I obtained a Masters degree in Biomedical Sciences from Midwestern University in Downers Grove.I have always been fascinated with...
Midwestern University
Master of Arts, Masters of Biomedical Sciences
University of Notre Dame
Bachelor in Arts, PreProfessional Studies/Classics

Certified Tutor
5+ years
Tamara
I am a graduate of Barnard College, Columbia University where I received my Bachelor of Arts in Mathematics and Economics. My academic interests while at Barnard were focused on microeconomics and statistical research. I am a believer that a strong education can propel you to achieve your goals. I t...
Barnard College
Bachelor in Arts, Economics

Certified Tutor
9+ years
A recent graduate of the University of Wisconsin in English and Philosophy and currently pursuing an MAT at the University of Louisville. Inspired by a lifelong love of knowledge and learning, I endeavor to utilize my educational background to assist students and help them find their educational pas...
University of Wisconsin-Madison
Bachelor in Arts, English
University of Louisville
Current Grad Student, High School Teaching
Top 20 Professional Certifications Subjects
Meet Our Expert Tutors
Connect with highly-rated educators ready to help you succeed.
Dae'Shawn
Algebra Tutor • +31 Subjects
I have a passion for helping others, and I am experienced in tutoring all grade levels K-12. I enjoy social interactions, and this makes it easy and fun to work with students. I believe that my style changes to fit the student, but it is always generally light-hearted and enjoyable. I learn as much from you as you'll learn from me, and I look forward to working with you.
Anson
12th Grade Math Tutor • +35 Subjects
I work hard to ensure that my students understand the basic concepts of the material as well as real world examples where this math would be valuable. I work to ensure that they have the best techniques and practical skills to perform well on tests and to be able to do the homework on their own after our sessions are over. I take pride in the accomplishments and skills my students gain through our tutoring sessions.
Robert
Bar Exam Tutor • +7 Subjects
I know that it is often difficult to get through a course or an exam. I also know that each student has individual strengths and weaknesses. I try to identify and focus on where work is needed; I do not use a "one size fits all" approach. I'm receptive to all student questions and concerns.I tutor law. I'm an experienced attorney and have taught in a (college) classroom setting and on a one-to-one basis.
Laura Jeanne
Bugle Tutor • +30 Subjects
I have 23 years of teaching public education experience. Recently retired. My degree in Music Education all level. PK-12th. My major instruments are piano, trumpet, a little guitar. I can also teach music theory from beginner to intermediate, along with song writing lyrics too. I have taught on various platforms English as a Second Language, My students range from many ages, I use Engoo, starfall, materials to teach reading with phonics, ABC, and 123's. I taught on vipkid before China took that opportunity of tutoring away from Native speakers. I have taught for 3 years on various platforms. I also have a Masters of Divinity, in Biblical studies, I was a pastor in a church for a while, then went back to teaching, education of elem. children. Come learn English with me, or music. I also do art on the side, painting. I look forward to meeting you.
Lauren
Anatomy Tutor • +29 Subjects
I take pride in my own academic education and strive to inspire others feel the same. I am a strong believer in the power of education, and understand that we can all use a little extra help to achieve our goals. I feel my experience working in varied environments has enabled me to develop a range of practical skills and allows me to be able to relate to students of all ages, abilities, and cultural backgrounds. As someone who also receives tutoring, I completely understand how difficult and frustrating learning can be at times. I believe this perspective allows me to really be able to engage with my students. Lastly, my ability to motivate and inspire others is a very significant contribution that I am confident I can bring to the course and into the classroom.
Natalie
Algebra Tutor • +36 Subjects
I'm a 4th year college student at Stony Brook University working towards a bachelor's degree in biochemistry and a minor in writing and rhetoric. I love helping other students enjoy what they are learning by providing support as a tutor! Students who struggle in their academics often just need a role model who can focus on their individual learning style and encourage them to utilize it -- which is who I try to be each day. My goal for my students is for them to see past the challenges and enjoy the process of learning. I have over 2 years' experience tutoring kids in grades K-12 in math, science, English, and test prep, as well as helping fellow college students in biology, math, and chemistry. Examples of my expertise include teaching a class at an SAT prep center, private tutoring for K-12 both in-person and online, serving as head teaching assistant for college-level biology, and working as a chemistry peer tutor for other students at my university. I use a wide range of virtual games, arts and crafts, physical activity, virtual simulations, and real-world problems to make tutoring sessions engaging and appropriate to age level. As someone who wants to pursue research and teaching as a career, I believe quality, accessible education can have a huge positive impact on people's wellbeing and development.
Vaibhav
Algebra Tutor • +56 Subjects
Hello, my name is Vaibhav Sharma and I am a recent graduate of the University of Pittsburgh. I majored in neuroscience and chemistry and while I was in college I spent my time volunteering at local hospitals and researching novel neuroscience techniques. I will attend medical school at Geisinger Commonwealth Medical College this fall. Having taken all of the science classes since high school, I know how daunting and hard science material might seem but if taken at a very fundamental level, it is much more logical and simpler than how many high school teachers or college professors make it seem. Thats how I approach tutoring my clients. I try to use practical examples on how the science principles come into play in the real world.
Nisha
Anatomy & Physiology Tutor • +30 Subjects
Hi everyone! I am currently a third year dental student at the University of Michigan. I was a tutor all throughout my undergraduate career and enjoyed every part of helping another student to help his/her excel!
Cara
Adult Literacy Tutor • +17 Subjects
Hola!I am currently a Spanish and English teacher in North Denver and love working one-on-one with students of all ages.I believe that all types of people are "language people" because it is one of the few things we all have in common- our need to talk! By getting to know you, your interests, and your needs I will do my best to change my lessons to fit your specific needs.My current students have voted me teacher of the year twice, so no worries about getting along with me. I also received Network teacher of the year, so you can trust I know what I'm doing!Please reach out if you have any questions. Looking forward to working with you!
Laura
Elementary School Tutor • +21 Subjects
I am a certified Elementary Teacher. I graduated from Brigham Young University and have been teaching for 3 years. I have taught 4th grade and 6th grade, and I have volunteered in 1st, 2nd, and 5th grade classes as well. I love helping students learn. My favorite part about teaching is helping students understand a concept that they've been struggling with by explaining it in a new way. I love teaching math, especially algebra. I also love to read in my spare time, and I strive to pass on that love of reading to my students. I enjoy helping them learn to decode and comprehend, because those are the things that make reading enjoyable! In my free time, I enjoy reading, running, baking, and watching sports.
Top 20 Subjects
Frequently Asked Questions
Students typically struggle most with interest rate calculations and yield curve analysis, where small computational errors compound across complex formulas. Bond pricing and duration concepts also challenge many test-takers because they require both procedural fluency with present value calculations and conceptual understanding of how interest rates affect bond values. Annuities—particularly those with non-standard payment frequencies or varying rates—trip up students who haven't internalized the underlying logic of discounting cash flows. A tutor can help you move beyond memorizing formulas to understanding why these relationships work, which makes solving unfamiliar problem variations much easier.
The key is developing a systematic approach: identify what you're solving for, map out the cash flows on a timeline, and then match them to the appropriate formula. Many students jump straight to calculations without this setup step, which leads to sign errors and wrong answers. A tutor can teach you to annotate problems methodically—labeling rates, time periods, and payment amounts—so the equation becomes obvious rather than something you guess at. Working through problems this way also builds pattern recognition, so you'll spot when a problem is testing annuity concepts versus loan amortization versus bond valuation.
Many students know their calculator has a TVM (time value of money) solver but don't leverage it strategically, wasting time on manual calculations for straightforward present/future value problems. The BA II Plus and HP 12C are most common for Exam FM, and tutors familiar with these calculators can show you shortcuts like using the NPV function for complex cash flow problems and setting your calculator to the correct payment mode (BGN vs END). Learning when to use calculator functions versus manual formulas—and practicing this decision-making under timed conditions—can save you 10-15 minutes on the actual exam.
This is a common gap where students can recite that PV = FV/(1+i)^n but freeze when a problem asks them to find the rate of return or compare two investment options. A tutor helps you see the underlying relationships—that present value and future value are inverses, that higher rates mean lower present values, that time and rate changes have predictable directional effects. By working through variations of the same problem (changing what you're solving for, adjusting time periods, etc.), you develop intuition for how the pieces fit together. This conceptual foundation is what separates students who pass Exam FM from those who barely scrape by.
Amortization schedules require you to track multiple moving parts simultaneously—the declining principal balance, the changing interest portion, and the constant payment amount—while understanding that the interest each period depends on the remaining balance from the previous period. Students often make errors like calculating interest on the original loan amount instead of the remaining balance, or misunderstanding why early payments are mostly interest. A tutor can walk you through building a schedule step-by-step, then show you how to use this understanding to answer questions about total interest paid, principal remaining after n payments, and how refinancing changes the picture.
Most candidates need 100-150 hours of study time total, and working with a tutor can help you use those hours more efficiently by targeting your specific weak spots rather than reviewing material you've already mastered. If you're starting from scratch with limited financial math background, you might benefit from 8-12 weeks of consistent tutoring sessions (2-3 per week) alongside independent practice. The timeline compresses if you already have strong calculus and algebra skills; it extends if you need to rebuild foundational concepts. A tutor can assess your starting point in an initial session and give you a realistic roadmap based on your background and target exam date.
Effective practice means solving problems untimed first to focus on understanding, then gradually adding time pressure as you build confidence—not just grinding through hundreds of problems without reflection. A tutor can help you identify which problem types expose real gaps in understanding versus careless mistakes, and teach you to annotate your work so you can review your reasoning later. They can also guide you on how many practice problems you need (quality over quantity) and help you recognize when you're ready to move from textbook problems to full-length practice exams. Many students waste time re-solving problems they've already mastered instead of focusing on the 10-15% of topics that are actually giving them trouble.
Confidence on Exam FM comes from having seen enough problem variations that nothing on test day feels completely foreign, and from trusting your problem-solving process even when a question looks unfamiliar at first glance. A tutor helps you build this by working through increasingly complex problems, simulating exam conditions during practice sessions, and teaching you strategies for when you get stuck (like reframing the problem, checking your setup on a timeline, or trying a different approach). They can also help you distinguish between productive struggle—which means you're learning—and genuine confusion that needs clarification, so you don't waste time spinning on problems during the exam.
Connect with Exam FM - Financial Mathematics Tutors
Get matched with expert tutors in your subject


