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Max
I am in the process now of applying for PhD programs in Computational Biology. I have done research in the field of freshwater ecology and am anticipating the publication of a paper I co-authored in the next several months.
Ball State University
Bachelors, Biology, General

Certified Tutor
16+ years
John
I'm a huge Red Sox fan and love watching detective shows when I have free time.
University of St Thomas
Bachelor of Fine Arts, English/Drama
American Academy of Dramatic Arts
Associates, Acting

Certified Tutor
9+ years
Vansh
I am currently pursuing a Bachelors of Science in Aerospace Engineering at the Georgia Institute of Technology. I am also a graduate of the high school International Baccalaureate Program. I have informal experience tutoring high school physics, but am most passionate about tutoring students for the...
Georgia Institute of Technology-Main Campus
Bachelor of Science, Aerospace Engineering

Certified Tutor
6+ years
Ilesh
I am a recent grad from Georgia Tech, majoring in Industrial and Systems Engineering (an intersection of math, computer science, and business) and minoring in Business and Technology. I am originally from Columbus, OH, but chose to come down to Atlanta after getting a full-ride scholarship from Geor...
Georgia Institute of Technology-Main Campus
Bachelor of Science, Industrial Engineering

Certified Tutor
6+ years
Rhea
I am a current student at the University of Chicago. I am working towards a Bachelor of Science in Biological Sciences, and I am on the pre-medical track. I am extremely passionate about tutoring, and I have several years of experience tutoring students in my high school's learning center in various...
University of Chicago
Bachelor of Science, Biology, General

Certified Tutor
5+ years
Ishan
I am a current sophomore at Rensselaer Polytechnic Institute, where I am majoring in Biology as part of the 7 Year Accelerated Medical Program. I am also minoring in Healthcare Economics and Policy. My favorite subjects in school are Chemistry, Biology, and Math, but I also enjoy the process of writ...
Rensselaer Polytechnic Institute
Bachelor of Science, Biology, General
Albany Medical College
Doctor of Medicine, Premedicine

Certified Tutor
6+ years
Rahul
I am a recent graduate of Cornell University, where I received a B.S. in Chemical Engineering and graduated Magna Cum Laude. Over the past several years, I have worked with students from diverse backgrounds and experiences tutoring thermodynamics (my personal favorite), chemistry, and math. I have a...
Cornell University
B.S. in Chemical Engineering

Certified Tutor
5+ years
Benjamin
I am a 2023 graduate of the University of Notre Dame with a Finance/Economics major and a minor in Innovation and Entrepreneurship. I am a passionate student in the math and business realms, as I enjoy the intuitiveness of the former and the real-world potential of the latter. During classes in midd...
University of Notre Dame
Bachelor of Science in Finance and Economics (minor: Innovation and Entrepreneurship)

Certified Tutor
5+ years
Arthur
I am available to tutor in a broad range of subjects, though I am most passionate about Economics, History, and Civics. Please feel free to contact me and I would be happy to arrange a session.
Middlebury College
Bachelor in Arts, Economics

Certified Tutor
8+ years
Emily
I am currently a fourth year medical student in Indianapolis. I completed my undergraduate education at Indiana University Bloomington, where I majored in Biology and Spanish. I also completed two minors in Mathematics and Chemistry. While at IU, I worked for the Department of Mathematics and Depart...
Indiana University-Bloomington
Bachelor of Science, Biology, General
Indiana University-Purdue University-Indianapolis
Doctor of Medicine, Community Health and Preventive Medicine
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I'm a first-year medical student and recent graduate from Duke University, where I studied Global Health Determinants, Behaviors, and Interventions. From running a piano program at a nonprofit children's theatre to private tutoring in math, science, and standardized test prep, I enjoy helping my students become confident and self-sufficient learners! Hobbies: photography, travel, reading, music, writing, running, art, books, traveling
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I am currently a 4th year medical student at Baylor College of Medicine and previously graduated from Rice University, Summa Cum Laude with a Bachelor's degree in Cognitive Science and Biochemistry & Cell Biology. I have served on admissions interview committees for Rice and Baylor College of Medicine, have mentored and edited essays for numerous college and graduate school applicants, and served as a private tutor and classroom instructor for Advanced Biology and Chemistry courses for 3+ years.
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Satvik
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I am an incoming college sophomoore studying Aerospace Engineering at the Georgia Institute of Technology. I was one of the top scholars at Carmel High School in Indiana and have various experiences teaching and tutoring through leading the Carmel High School Science Olympiad team to Nationals for two years in a row. Many of my friends consistently come to me for help with various subjects because of my willingness to help and teach in a way that makes sense to everyone. My specialities are physics, chemistry, math, and economics but I am comfortable tutoring any STEM subject, the SAT, and the ACT. Some of my accomplishments include a perfect 36 ACT score, 800 on the Physics, Math Level 2, and Chemistry SAT subject tests, and a 5 on all the physics, Calculus BC, Chemistry, Macroeconomics, Computer Science, etc. AP exams. When teaching, I focus on making sure that not only do students understand different concepts, but also that students understand why and practical applications of the different concepts. As a recent high school graduate, I have a deep understanding of how high-schoolers think, what is covered in various courses now, and can connect with my students a lot more. Additionally, as an undergraduate teaching assistant at the College of Computing at Georgia Tech, I taught weekly recitation sections of 30 students and held weekly office hours. Therefore, I have lots of experience teaching and working with students.
Anna
Calculus Tutor • +34 Subjects
I'm Anna! I'm currently a student in the MD/MBA program between Northwestern University's Feinberg School of Medicine and the Kellogg School of Management, and graduated from Northwestern University as part of the Honors Program in Medical Education. I attended the Bergen County Academies in New Jersey, a selective, application-based magnet school, for high school.
Philip
Pre-Algebra Tutor • +30 Subjects
I'm a graduate of Columbia College Chicago; after exploring many fields of interest (writing, linguistics, computer science, and more), I completed a Bachelor of Fine Arts degree in Fashion Design graduating Cum Laude.
Benjin
Calculus Tutor • +19 Subjects
I'm not that guy! Like many students, understanding comes with repetition of principles and hard work. I have the perspective of a student trying to understand, not a teacher trying to preach. I love working with people from the ground up; we start at the comfort zone and work our way to improvement. I know I don't know everything, so I'm excited to learn as well!
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I am beginning a Master of Fine Arts program in Theatre for Youth and Communities at Arizona State University in Fall 2020. I tutor a variety of subjects, but some of my favorites are Spanish, algebra, writing, and test prep. Watching students grow as learners and as people motivates me to continue my work as a tutor.
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Frequently Asked Questions
Students typically struggle most with the interaction between frequency and severity modeling, particularly when applying different distributions and their properties under various conditions. Loss models—including truncation, deductibles, and policy limits—also trip up many candidates because they require both conceptual understanding and careful algebraic manipulation. Additionally, credibility theory and Bayesian methods demand strong probability foundations, and many students find the transition from classical statistics to actuarial applications challenging. A tutor experienced with STAM can identify which of these areas is causing you trouble and break down the underlying concepts before tackling complex problem sets.
Most candidates spend 150-300 hours preparing for STAM, depending on their background in probability and mathematical statistics. If you're working full-time or juggling other exams, tutoring can accelerate your progress by targeting weak areas instead of spending weeks on concepts you already understand. A tutor can also help you build an efficient study schedule—typically 10-15 hours per week over 3-4 months—that balances learning new material with practice problem work and full-length mock exams.
Practice exams serve two critical purposes: diagnosing weak topics and building exam stamina for the 4-hour test. Start by taking full-length exams under timed conditions after you've covered the major topics, then review every wrong answer to understand not just the correct solution but why you chose incorrectly. Many students rush through practice exams without proper review—a tutor can help you extract maximum learning from each attempt by identifying patterns in your mistakes, whether they stem from conceptual gaps, calculation errors, or pacing issues. Aim to complete 5-8 full practice exams before test day.
Loss models require you to manipulate probability distributions under real-world constraints—deductibles, limits, and coinsurance—which adds layers of complexity that pure probability courses don't cover. Students often memorize formulas without understanding when and why to apply them, leading to mistakes on exam questions that twist familiar concepts. A tutor can walk you through the logic of how a deductible changes a distribution's shape, show you why certain formulas apply in specific scenarios, and give you targeted practice on the types of loss model variations that appear repeatedly on STAM.
STAM has roughly 35-40 multiple-choice questions spread across 4 hours, giving you about 6 minutes per question on average—but some questions require 2 minutes while others need 10. Smart pacing means doing a quick first pass to identify easier questions, then returning to harder ones with remaining time rather than getting stuck early. A tutor can help you practice this strategy on mock exams, teaching you to recognize question types quickly and decide whether to solve immediately or flag for later. Building this discipline during practice prevents panic on test day and ensures you maximize points on questions within your reach.
Credibility theory combines Bayesian updating with practical insurance applications, which makes it conceptually dense and computationally intensive—many students struggle because they lack intuition for why we're crediting observed data differently than prior beliefs. A tutor can break credibility down into its core pieces: understanding the credibility factor Z, recognizing when to use limited fluctuation versus greatest accuracy credibility, and practicing the algebra of Bayesian posterior calculations. Working through real exam-style problems with a tutor helps you see how credibility concepts show up in different contexts and builds the confidence to tackle unfamiliar variations on test day.
Confidence on STAM comes from deep familiarity with the material and proven success on realistic practice problems—not just reviewing notes. A tutor can help you identify which topics you've truly mastered versus which ones still feel shaky, then focus your final weeks on solidifying weak areas. Taking full-length practice exams and reviewing them with a tutor also builds exam-day confidence because you've already experienced the time pressure and question variety in a low-stakes setting. Many students find that seeing steady improvement on successive practice exams—and understanding why they're improving—is the best antidote to test anxiety.
A strong STAM tutor should have passed the exam themselves and ideally hold an actuarial credential (ASA or FSA), which demonstrates deep mastery of the material and ongoing engagement with the profession. Beyond credentials, look for tutors who can explain why formulas work rather than just showing you how to apply them, who are familiar with the specific exam format and question styles, and who can diagnose your individual weak spots quickly. Tutors experienced with STAM also understand common student misconceptions—like confusing severity with aggregate loss, or misapplying credibility formulas—and can address these directly rather than re-teaching material you already partially understand.
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